PetExpert, a Czech and Slovak pet insurance company under Trupanion, is set for a leadership transition as co-founders Derek Cummins and Jan Moravec plan to exit their executive roles by the end of 2026. Over the past eight years, PetExpert has played a significant role in developing the pet insurance market in the region by leveraging technology to simplify veterinary care access.
Founded in 2018, PetExpert revolutionized pet insurance with a digital model that streamlines access to veterinary treatments. The company introduced a direct-pay system, which allows eligible veterinary expenses to be settled directly with clinics, minimizing paperwork and the need for pet owners to cover costs upfront. This approach has enabled PetExpert to establish a robust network, collaborating with around 85% of veterinary clinics in the Czech Republic and Slovakia.
A pivotal moment in PetExpert’s journey occurred in 2022 when it joined forces with Trupanion, a partnership that aligned both companies’ priorities of enhancing veterinary relationships, facilitating direct payments, and improving access to animal healthcare. Since then, Trupanion’s international team has collaborated with local employees and the founders to ensure a smooth transition in leadership.
As Cummins and Moravec prepare to step back from daily operations, they reflect on their achievements, highlighting the transformation of PetExpert from a start-up to a market leader committed to elevating the pet insurance experience. Trupanion CEO Margi Tooth praised their efforts in fostering trusted relationships with veterinary professionals, emphasizing the importance of maintaining these bonds during the transition.
The leadership change is slated for late 2026, with Trupanion’s international team poised to continue overseeing the business alongside local colleagues. Both founders will maintain their connection to PetExpert through selected community and charitable initiatives, marking a new chapter for the company. PetExpert will persist in its mission to deliver technology-driven pet insurance services as part of Trupanion, with its established veterinary network and direct-payment system remaining central to its operations.
Sareya Hayes
PetExpert Europe sro
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